Campervan Cost of Ownership Calculator

The True Cost of Campervan Ownership – Revealed!

Thinking about buying a campervan? Before you take the plunge, have you considered the total cost of ownership?

From fuel costs and electric costs to annual servicing and unexpected maintenance and repair expenses, the overall motorhome cost can be higher than expected.

That’s why we’ve created the Campervan Cost of Ownership Calculator. It's a free tool to help you understand the cost of ownership before making a decision.

Why You Need to Calculate Your Campervan Costs

Owning a campervan is about freedom and adventure, but unexpected running costs can put a damper on your travels.

Whether you're a weekend explorer or planning a full-time van life, understanding key costs is essential. These include:

• Fuel costs based on your mileage

• Insurance and road tax considerations

• Maintenance and repair costs, including annual servicing

• Electric cost if you rely on battery or hookup power at campsites

• Campsite fees and additional expenses, which varies depending on location and amenities

Our calculator gives you a clear breakdown, so you can plan your budget and avoid financial surprises.

Try the Calculator Now!

Before you invest in a campervan, take a minute to try our Campervan Cost of Ownership Calculator.

Simply enter your details, and we’ll provide you with an instant breakdown of your expected costs.

Don’t let unexpected costs ruin your adventure – calculate your campervan costs today!

Let us know via our WhatsApp chat link if you have any suggestions to improve the calculator!

Disclaimer: This calculator provides an estimated cost of campervan ownership based on user inputs. Actual costs may vary depending on specific loan terms, interest rates, insurance policies, and other factors. For precise financial information, please consult with campervan retailers, finance providers, and insurance companies before making any purchasing decisions.

Save Money & Travel with Confidence

With the Campervan Cost of Ownership Calculator, you’ll gain a realistic view of your total cost, helping you:

• Compare different campervans based on motorhome cost and affordability

• Budget accurately for road trips and long-term travel

• Make an informed decision before buying a campervan

• Identify ways to save money and reduce running costs

Campervan Cost FAQs

How much does a camper van cost to insure?

The cost of campervan insurance varies depending on factors such as the age of the vehicle, its value, how often it’s used, and the level of cover you need. On average, insurance costs range between £250 to £1,500 per year. Our calculator can help you estimate this cost as part of your total budget.

Is road tax cheaper for a campervan?

Yes, road tax for campervans is often cheaper than for standard vehicles, especially if the campervan is classed as a motor caravan by the DVLA. The amount varies depending on CO2 emissions, weight, and vehicle classification.

Is it worth investing in a campervan?

A campervan investment can be worth it if you enjoy frequent travel, road trips, and outdoor adventures. While the upfront cost is significant, many owners find that the long-term savings on accommodation and transport make it a cost-effective choice.

Is it cheaper to live in a campervan than a house?

Living in a campervan can be cheaper than renting or owning a house, but running costs such as fuel, maintenance, campsite fees, and insurance still apply. The savings depend on your lifestyle, how often you move, and the type of campervan you own.

Who has the best insurance for campervans UK?

Adrian Flux, Comfort Insurance, and Caravan Guard are among the insurance companies in the UK that provide specialised insurance for campervans. It’s best to compare policies based on coverage, price, and additional benefits like breakdown cover and contents insurance.

Can I drive a campervan on my car insurance?

Most car insurance policies don't cover campervans unless specifically stated. You'll need a dedicated campervan policy to ensure full coverage while driving and parking.

Do you pay council tax on a campervan?

If you live in a campervan full-time and stay in one place, local authorities may require council tax payments. However, if you regularly move locations, you may not be liable.

How much is 6 months road tax on a van?

Six-month road tax on a van varies depending on the van’s CO2 emissions and classification. For example, a standard commercial van can cost between £140 and £165 for six months.

Do campervan prices drop in winter?

Yes, campervan prices tend to drop during the winter months when demand is lower. This can be an excellent time to buy if you’re looking for a bargain.

What are the disadvantages of a campervan?

While campervans offer flexibility and adventure, they also come with disadvantages, including high running costs, limited living space, maintenance expenses, and storage challenges when not in use.

What's the lifespan of a campervan?

The lifespan of a campervan depends on maintenance and build quality. A well-maintained campervan can last 20+ years, though parts may need replacing over time.

Which campervans hold their value in the UK?

Certain brands and models, such as Volkswagen California, Mercedes-Benz Marco Polo, and Auto-Sleeper models, tend to hold their resale value better due to their durability and popularity.

Can I still claim my benefits if I live in a motorhome?

Yes, you can still get benefits while living in a motorhome. But you must meet certain requirements, like being a resident, having a regular address, and meeting certain benefit requirements.

How much does it cost to live in a campervan full time?

The cost of living in a campervan full time varies depending on location, travel frequency, fuel costs, insurance, maintenance, and campsite fees. On average, expect to spend between £500 and £1,500 per month.

Can you legally live in a campervan in the UK?

Yes, you can legally live in a campervan in the UK, but there are rules around parking, residency, and long-term stays. It’s essential to research local laws and campsite regulations to ensure compliance.